Currency Converter

About the Currency Converter

The Currency Converter is an online tool for converting amounts between 31 commonly used currencies. Enter an amount and select the source and target currencies to calculate the converted amount using the currently loaded reference exchange rates. You can also view both the direct and inverse exchange rates.

The tool provides quick conversions for common amounts, popular currency pairs, saved currency pairs, an exchange rate reference table, and search filters. When bank rate data is successfully retrieved, you can also view transfer buying rates, cash buying rates, transfer selling rates, cash selling rates, and the central parity rate. It is useful for everyday exchange rate checks, travel spending, cross-border shopping, and estimating foreign currency amounts.

31 Supported Currencies

The tool supports the US dollar, Chinese yuan, euro, British pound, Japanese yen, Hong Kong dollar, South Korean won, Australian dollar, Canadian dollar, Singapore dollar, Swiss franc, New Zealand dollar, New Taiwan dollar, Thai baht, Russian ruble, Malaysian ringgit, Macanese pataca, Indian rupee, Indonesian rupiah, Philippine peso, Vietnamese dong, Turkish lira, UAE dirham, Saudi riyal, Swedish krona, Norwegian krone, Danish krone, Polish złoty, Brazilian real, South African rand, and Mexican peso.

Common Currency Codes

• US dollar: USD
• Chinese yuan: CNY
• Euro: EUR
• British pound: GBP
• Japanese yen: JPY
• Hong Kong dollar: HKD
• South Korean won: KRW
• Australian dollar: AUD
• Canadian dollar: CAD
• Singapore dollar: SGD
• New Taiwan dollar: TWD
• Swiss franc: CHF

How to Use the Currency Converter

Step 1: Enter the Amount

Enter the amount you want to convert in the input field, such as 100, 500, or 1,000. You can also use the quick amount buttons on the page to fill in a value.

Step 2: Select the Source Currency

Choose the currency you currently hold or want to convert from, such as US dollars (USD), Chinese yuan (CNY), euros (EUR), or Japanese yen (JPY).

Step 3: Select the Target Currency

Choose the currency you want to convert to. The tool automatically recalculates the result when you change either currency. You can also use the swap button to reverse the source and target currencies.

Step 4: View the Conversion Result

The page displays the converted amount, the direct reference exchange rate, and the inverse reference exchange rate, making it easy to understand the conversion ratio between the two currencies.

Understanding Currency Conversion Results

Converted Amount

The converted amount is the value of the target currency calculated using the currently loaded reference exchange rate. For example, if you enter 100 USD and select CNY, the tool calculates the reference value of 100 US dollars in Chinese yuan.

Direct Exchange Rate

The direct exchange rate shows how much target currency one unit of the source currency is worth. For example, 1 USD ≈ X CNY means that one US dollar is approximately equal to X Chinese yuan at the current reference rate.

Inverse Exchange Rate

The inverse exchange rate shows how much source currency one unit of the target currency is worth. For example, when checking USD to CNY, you can also see approximately how many US dollars one Chinese yuan is worth.

Currency Conversion Formula

The tool uses the Chinese yuan as its internal reference base and calculates the conversion using the reference rates of both currencies:

Converted amount = Source currency amount × Source currency reference rate ÷ Target currency reference rate

For example, if the reference rates of the US dollar and euro against the Chinese yuan are available, the formula above can be used to calculate the reference amount for converting USD to EUR.

Popular Currency Pairs

The page provides popular currency pairs configured for each language version, making it easier to access common conversion directions such as USD to CNY, CNY to USD, JPY to CNY, and EUR to USD. Select a pair to automatically change the source and target currencies and refresh the conversion result.

Popular pairs are shortcuts to frequently used conversion directions. They do not represent a ranking of live exchange rates or actual bank transaction prices.

Save Frequently Used Currency Pairs

If you often check the exchange rate between two currencies, use the save feature to store the current currency pair. Saved pairs are stored locally in your current browser, so no account or sign-in is required.

• Save the currently selected source and target currencies.
• Quickly view saved currency pairs in the saved section.
• Select a saved item to load that currency pair again.
• Delete saved pairs that you no longer need.
• Save up to 12 frequently used currency pairs.

Saved data is stored in the current browser. It may no longer be available if you clear website data or switch to another device.

Quick Conversion for Common Amounts

The tool provides quick amount buttons for 1, 10, 50, 100, 500, 1,000, 5,000, and 10,000. Select an amount to automatically update the conversion result. This is useful for quickly comparing the value of different amounts in another currency.

Exchange Rate Reference Table

The exchange rate reference table lists supported currencies and their reference rates, allowing you to check the indicative value of different currencies at a glance. Enter a currency name or code in the search box to filter the currencies you want to view.

When Bank of China rate data is successfully retrieved, the table also displays the applicable transfer buying rate, cash buying rate, transfer selling rate, cash selling rate, and central parity rate. If bank buying and selling rates are unavailable, the table displays reference rates only. Estimated values are not substituted for actual bank quotations.

Transfer Buying Rate

The transfer buying rate is the rate a bank uses when buying foreign currency funds held by a customer in an account. It applies to foreign currency transfer transactions.

Cash Buying Rate

The cash buying rate is the rate a bank uses when buying foreign banknotes from a customer. It usually differs from the transfer buying rate.

Transfer Selling Rate

The transfer selling rate is the rate a bank uses when selling foreign currency funds to a customer through an account transfer.

Cash Selling Rate

The cash selling rate is the rate a bank uses when selling foreign banknotes to a customer.

Central Parity Rate

The central parity rate is one of the reference exchange rates published by the bank. It can help indicate the reference conversion level between a foreign currency and the Chinese yuan, but it is not necessarily the actual transaction price at which a customer buys or sells foreign currency.

Exchange Rate Data Sources and Update Status

The tool displays the current exchange rate data status, quotation date, data source, and the time the server retrieved the data. This information helps you understand which data the current conversion result is based on.

• Bank data: When Bank of China rate data is successfully retrieved, the tool displays the corresponding reference rates and available bank buying and selling rates.
• Cached data: When previously saved exchange rate data is used, the tool indicates the cached data status and provides relevant information.
• Fallback data: If server-side data is temporarily unavailable, the tool uses its built-in reference rate table for conversion and clearly indicates that fallback data is being used.

Fallback rates are provided only as basic conversion references. They do not represent current bank quotations or live market transaction rates. The bank buying and selling rate information displayed may also vary depending on the data status.

Why Do Exchange Rates Change?

Currency exchange rates are affected by many factors, including foreign exchange market supply and demand, interest rates, economic indicators, international trade, policy changes, and market expectations. The reference rate for the same currency pair may therefore differ depending on when it is checked.

Different banks, payment providers, and transaction channels may also quote different exchange rates and may charge handling fees or other costs. As a result, a conversion based on a reference rate may differ from the final amount received in an actual currency exchange.

Common Uses of the Currency Converter

• Check the reference exchange rate between the US dollar and Chinese yuan.
• Estimate how much USD, EUR, JPY, and other foreign currencies can be exchanged for Chinese yuan.
• Estimate local currency spending before traveling abroad.
• Compare prices listed in different currencies when shopping internationally.
• Estimate the value of foreign currency income or assets in Chinese yuan.
• Check conversion rates between commonly used currencies.
• View bank-published buying and selling rates for foreign currency transfers and cash.
• Quickly access popular currency pairs and save frequently used conversion directions.

Frequently Asked Questions

Does the currency converter provide live exchange rates?

The tool performs conversions using the exchange rate data currently loaded and displays the data status, quotation date, and available update information. Bank data, cached data, and built-in fallback data may have different levels of freshness. Therefore, results should not always be treated as live market transaction rates.

How much is 100 US dollars in Chinese yuan?

The CNY value of 100 US dollars depends on the currently loaded USD-to-CNY reference exchange rate. Select USD as the source currency, CNY as the target currency, and enter 100 to view the conversion result.

What is the difference between USD to CNY and CNY to USD?

USD to CNY shows how many Chinese yuan one US dollar is worth, while CNY to USD shows how many US dollars one Chinese yuan is worth. These are opposite conversion directions. Use the currency swap button to switch between them quickly.

Why does the bank exchange rate differ from the conversion result?

The converter uses reference exchange rates. Actual bank transactions may use the transfer buying rate, cash buying rate, transfer selling rate, or cash selling rate, depending on the transaction. The final amount may also be affected by the transaction channel, fees, and transaction time.

Why are bank buying and selling rates sometimes unavailable?

Bank buying and selling rates are displayed only when the corresponding bank quotation data has been successfully retrieved. If cached data or built-in fallback rates are being used, the reference table adjusts its display according to the available data. It shows only available reference rates and does not use estimated prices as substitutes for bank quotations.

Where are saved currency pairs stored?

Saved currency pairs are stored in the local storage of your current browser. No account sign-in is required. Saved items may not remain available if you switch browsers or devices or clear the website data.

Can I copy the conversion result and exchange rate?

Yes. Use the Copy Conversion Result or Copy Exchange Rate button on the page to copy the converted amount or reference exchange rate for the current currency pair.

Can I use the conversion result as the actual amount I will receive from a bank?

No. This tool provides reference conversion results. The actual exchange amount should be based on the quotation provided by the bank, payment provider, or foreign exchange platform at the time of the transaction and the final executed transaction result.

Usage Notes

This tool is intended for currency conversion and exchange rate reference. Exchange rate data may be affected by its source, update time, market fluctuations, and service availability. Bank-published rates may differ from actual transaction prices, and currency exchanges may involve handling fees or other charges. For currency exchange, cross-border payments, or foreign exchange transactions, always refer to the latest quotation and final transaction result provided by the relevant bank or trading platform.